Money Folders is a software tool that allows you to
gain control over your finances! It assists you in
implementing an Envelope style budgeting system where
you control your money instead of the other way
around. Most budgets fail! Most people start budgeting
with the best of intentions. They are going to set
aside money for that vacation they have been dreaming
of or control how much they are spending eating out at
restaurants. They sit down with the calculator, pen
and paper and meticulously draw out a budget where
every cent is accounted for and every bill is listed.
Two months later the budget is in the trash or
otherwise forgotten. It's not their fault! Traditional
budgets are destined to fail! The problem with
traditional budgets is that they are reactive by
design. You don't really know how you did adhering to
your budget until you have already busted the budget.
What is needed is a pro-active budgeting solution.
That is where Money Folders saves the day. Money
Folders utilizes the "Envelope" style of budgeting.
The idea is that every possible expense will have it's

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