Commercial Truck Insurance - Version 1.0 The nature of this kind of endeavor is that a trucker assumes liability over the goods being transported, or in some cases, safety of the passengers and properties they have in their possession. This is because in the business of transportation or common carriage, a carrier assumes the highest degree of responsibility and diligence. This means that if ever a loss occurs, it is immediately presumed that the carrier was negligent. This proves that there is a need to cover even vehicles used in the business with commercial truck insurance to make sure that even though an owner is subjected to liability, he does not suffer a total loss because he is also indemnified.Of course, as in all other cases, you should select a reputable insurance coverage provider. As much as possible, do not obtain commercial truck insurance coverage from the internet. Not that there is anything wrong with doing business transactions over the web, but by the contract's very nature, it is best that an owner transact directly with an insurer in person and