Personal Finance Spreadsheet for budgeting personal finances in Excel - Version 9.0 Do you want to become better at managing your personal finances? Or, perhaps do you want to teach your children how to manage personal finances, or are a teacher wanting to teach your students? If so, then this is a great software application to create a personal finance spreadsheet that you can use over and over, and customize for each individual. With this software, you can: Easily create a customized personal finance spreadsheet and buget planner to save money that you might otherwise lose. Sometimes, because people don t know what their cash flow is like, or how much money they are spending per month on various goods and services, they don t realize how much money they are spending on a monthly basis. They just keep simply charging their credit cards, taking out loans, etc, etc, and before you know it, it is too late. With this software, you can create a customized personal finance spreadsheet to get a better and more accurate picture of your current finances, and figure out not only where you can save money, but where you