Purchasing Settlement Structured - Version 1 When a person who is receiving annuity payments under a structured settlement wants to sell the future payments for a lump sum, the money is sold at a discount in exchange for the lump sum payment. Purchasing settlement structured is then discounted to a person who wishes to buy the settlement. There are many benefits to purchasing settlement structured.First, not only does the person purchasing settlement structured receive higher funds than from a conventional or fixed rate investment, they also receive a fixed income over a period of time. The funds from purchasing settlement structured can be used for retirement or to hold the principal for the future. Anyone from individuals to corporations can purchase one of these settlements.Secondly, purchasing settlement structured is generally a low risk investment. As they are usually supported by contracts, it is fairly safe. The structured settlement is regulated by individual