Retirement Planner

- Version 1.3

Retirement Planner will help you list your expenses,
assets and investments to project your financial needs
now through the remainder of your career and into
retirement. The program uses simple worksheets for
input, allowing you to enter personal data, investment
data, assets, income and expenses.
The program automatically compensates for the time
value of money, the calcuations are internal to the
program so you as a user don't need to fill sheet
after sheet with complex calculations.
The graphical output projects your net worth on a
monthly basis from now to the end of your retirement.
The graph is adjusted for all you montly living
expenses, the return on your investments and inflation
as well as income taxes and social security payments.
Another graph shows future income vs expenses over the
same period of time, revealing any periods where
expenses outstrip income, leaving you vulnerable.
The program allows each scenerio to be saved to a
named file, you can easily develop multiple scenerios
and compare the results. You can print the data and
graphs for each scenerio.
The on-line users manual contains complete, screen by
screen instructions on how to use the program as well
as an overview of the retirement planning process.