Personal Budget Spreadsheet - Version 2.1 The Personal Budget Spreadsheet from ezSpreadsheets.com is an ideal spreadsheet for managing your personal finances. No special software to learn. Moderately familiar with Excel? Then this is the perfect utility for you. Enter your projected expenses, and view the graphs that display comprehensive information about your finances.Gain insight into what areas of your budget can be minimized. Soon you will have a better understanding of your money and get on the path to achieve your financial goals.