Time Value of Money - Version 3.3 Time Value of Money is a finance and loan amortization calculator. Time Value of Money calculations include: - Lump-Sum Investments - Periodic Investments - Periodic Withdrawals (Annuities) - Amortization table generationIn addition, there are nine other financial functions: - Effective Annual Rate - Future Value of Uneven Cash Flow - Probability Distribution - Standard Deviation - Capital Asset Pricing Model - CAPM - Bond Valuation - Stock Valuation - Cost of Capital - Tutorial - Capital Budgeting - TutorialGenerate, print, and save reports for each financial function. Use the extensive "help" system for descriptions and examples of each financial function.Time Value of Money also includes a monthly calendar, and a shortcut to the Windows ™ calculator.