Universal Mortgage and Loan - Version 3.60 Universal Mortgage and Loans - A comprehensive personal mortgage program that provides calculations, projections and graphs for mortgages of every type and frequency of payment;Monthly, Semimonthly, Biweekly, Weekly, Biweekly and Weekly Accelerated, Additional Payments, Car Loans, Personal Loans, Consumer Loans.Compare up to 8 different schedules at once to determine which is best for your needs. Can save you tens of thousands of dollars in interest over the life of your mortgage.Mortgage Affordability to quickly find unknown values of Time, Principal or Principal + Interest payment.Excellent On-Line Help guides you through each program feature.Changes: Now allows percentage increase in Principal + Interest payment. Mortgage comparisons now revised to show full details.